Credit Shock

In New York City the smell of fall is in the air. Flip flops are still flipping across 42nd street, but the inevitable change of seasons is becoming evident. Plaid shirts, hoodies, corduroy and biker boots don most window displays and ladies in short shorts and sundresses are shopping. In fact, I see people shopping all the time wherever I go. I'm not sure what's going on with Mr. Recession, but goods and services are happening. At a Target store this morning the woman's cart in front of me had clothes for her entire family, a case of apples, shampoo, car oil, a bathroom mat, 2 DVD's a lamp and a gift card. At the mall the Apple store is consistently packed with shoppers and Old Navy was packed as well, I would have been included in their total sales for the day but my credit card company derailed me. Why is it that credit card companies seem to get to make the rules but barely have to abide by a standard of etiquette? They put a halt on my card due to unusual activity. I had been on vacation the previous week and yes there was more activity than usual but not enough to stop my card. I hadn't been informed with a phone call and I hadn't maxed my limit. I was shocked when the clerk told me my card had been declined. I stepped out of line to call my bank and they pretty much told me what I just told you. I appreciate that they are protecting me from identity theft but shouldn't I be told when my card is not usable? Talk about finding out the hard way. On air surprises should not make her work for something. They should be gifts that surprise and delight not cause stress. And you might want to think twice before you tell her to "charge it"

She Buzz Words

• Herbs
• Enrichment
• Stage
• Bobby pin

Right now she could be

• Picking tomatoes
• Packing a suitcase
• Microwaving Popcorn

She kid

So far Ann's two elementary-aged children have attended nine birthday parties this year. She tries to spend no more than $20-$30 a party, however when all gift's are added up, she found that she spent approximately $400.00 -$500.00 (just so her kids can attend the parties they are invited to)! This DOES NOT include how much she'll spend on her own child's birthday. How much do birthdays cost her?

She Simple Facts

21% find time to cook dinner every night of the week.

She exercise

• One sided workouts are all the rage, thanks to Steve Jordan. This trainer recommends alternating each side of the body on different days. www.SteveJordan.com
• Valslide exercise uses two discs that fit under hands or feet, that can slide over any surface while toning the muscle. www.Valslide.com
• The Amazing Water Bottle Workout, uses a water bottle for an efficient and effective workout. www.BasicHealthPub.com
• Bangiz are half-pound weights, covered in fun fabrics that make them look like bracelets.
• She can accessorize and tone, all at the same time! www.bangiz.com

She vent

• "Another empty milk carton in the refrigerator, yay."

She quote...

• "You feel completely in control when you hear a wave of laughter coming back at you that you have caused." - Gildna Radner

She Sun

Cheap sunglasses are not always going to protect her eyes. Here are a few reminders when shopping for the perfect pair of shades.

• 99% UV protection is crucial; all sunglasses that are made properly will have a sticker stating this.
• Smaller spectacles won't give proper eye coverage.
• Scratched lenses should be replaced right away.

She travel..

• Paid reporters write reviews on places she might be traveling.

Get non-biased info and honest photos on at www.oyster.com

She vocabulary...

• Barramundi- a mild, sweet fish showing up on menu's everywhere. It's giving the ever popular salmon a run for the popularity vote.

She'd be queen for a day...

• If someone else would clean the litter box.
• If Victoria Secret did not use models

She Health

Well" (www.liveyourlifewell.com) website lists these 10 tools to live better:

• Connect with others
• Stay positive
• Get physically active
• Help others
• Get enough sleep
• Create joy and satisfaction
• Eat well
• Take care of your spirit
• Deal better with hard times
• Get professional help if needed

• Get more She Prep at www.ShePrep.com