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Wanna Play, Gotta Pay
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Yes, it is true that in one town where there's a $75 fee per house for firefighting services, a house owned by someone who did not pay the fee burned down because the firefighters refused to respond. No payment, no coverage. The town is unrepentant, too, and the reasoning is thus: You can't wait until you have an accident before you pay your car insurance premium. And, well, yeah, why DIDN'T the guy just pay the $75? (WPSD-TV/Paducah, KY; Thanks to Bob Miller at KPAM/Portland for the link)
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