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You Can't Expect A Good Deal From A Last Resort
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A study of why people use astronomical-interest payday loans comes to a no-sh-t-Sherlock conclusion: They do it because they're desperate. Why else would you do it? You need money, you're not going to get it from a regular bank, you may not have family or friends to rely upon... where else are you gonna turn? Sure, the loan companies are sharks, but what's the alternative? (New York Times)
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